Whether you recently bought an RV for your family to enjoy or a pull-behind camper, you will need to have an adequate amount of insurance coverage to protect your investment. According to the agents at the VanStrate Agency in Michigan, you will need to have RV insurance in place for a motorhome-style RV as well as fifth-wheel trailers, conventional camping trailers, folding camping trailers, and even mounted truck campers.
In the state of Michigan, you must have full coverage for your motorhome if you borrowed the money to purchase it and still owe a lender. If you did not finance your RV, you must have at least a liability auto insurance policy in place. This type of coverage will help pay for any damages you cause in an accident to the other driver’s vehicle, as well as any medical bills that the other driver incurs for injuries sustained in the accident.
If you borrowed the money to purchase your RV, this type of coverage would more than likely be required by your lender since it will protect the investment your lender made in your RV along with the investment you have made. This type of coverage will help pay for the repairs to your RV or to replace it if it is damaged or destroyed by a natural disaster, an act of vandalism, a fire, or if it is stolen.
Collision insurance coverage will help pay for any damages to your RV and another vehicle or object if you collide with an inanimate object or vehicle.
To fully be able to relax and enjoy your new RV, contact the RV insurance agents at the VanStrate Agency in Michigan for a quote and to get your policy started today!
